IT’S TIME TO RECOVER CONTROL OVER YOUR CREDIT.
Acknowledging the causes of your low credit score is the first step in improving it. You can get assistance with that from our reputable staff of credit repair experts.
Book a free consultation to discuss your situation and compare your credit repair options today.
Tired of bad credit disrupting your life? You’re not alone.
For millions of Americans, a low credit score is one of the biggest obstacles to purchasing a new home or vehicle. In many cases, the low score is undeserved – late or missed payments can continue to impact your credit score for years (even if you’ve settled the debt).
The good news? Credit repair is possible.
HM Credit Solutions was created to give Americans with bad credit on-demand access to top-rated credit repair services. Our top-rated credit repair specialists have expert-level knowledge and years of professional experience.
Speedy Results
Our Express Inquiry Removal with major credit bureaus can be completed in as little as 24 hours.
Top-Rated Solutions
Satisfied customers keep giving us 5-star ratings and referrals for a reason. Discover why today.
Trusted Insights
In addition to credit repair, we also provide coaching, document reviews, and other helpful services.
Start your credit repair process for FREE today.
Our Process
REVIEW
Use our sign up form, and one of our agents will contact you to set up an appointment. We will be able to review, evaluate, and pinpoint the false information that is harming your credit scores. To accomplish this, a thorough credit analysis technique is used.
ANALYSIS
HM Credit Builders will analyze your credit profile, develop a strategy to improve your credit score, and dispute any inaccurately recorded negative information.
REPAIR
Credit bureaus will receive an unlimited number of dispute letters. They will assess disputes and seek creditor defenses for items in your credit history that are under investigation. During this time, you will implement our credit-building strategy in order to raise your credit score.
RESULTS
We will refresh your credit profile every 35 days to review the credit bureaus' responses to the changes. A status report detailing the significant changes is included in an update to your account portal. The best part about HM Credit is that we offer a 100% money-back guarantee if no deletions occur within 120 days.
Part 1 – Free Consultation
Gather Info
To get started, we need some info to confirm your identity and pull your credit report.
Review Credit Score
Our specialists will review your credit report and provide you with a professional summary.
Suggest Actions
We’ll suggest potential strategies and service levels for improving your credit score, repairing your credit, and restoring your financial freedom.
Part 2 – Professional Credit Repair
Challenge Your Score
To ensure accuracy, we challenge your credit score with Equifax, TransUnion, and Experian.
Dispute Negative Items
If creditors cannot (or will not) verify the items we dispute, they are legally obligated to remove them from your credit report.
Monitor Your Credit
After successfully improving your credit score, we’ll continue to monitor your credit to catch any red flags.
What We Remove
- Late Payments
- Collections
- Inquiries
- Negative item from credit report
- Charge offs
- Personal Information
- Student Loans Improvements
- Medical Collections
Testimonials
Check Out What People Are Saying About Our Top-Rated Solutions.
FIND THE BEST PACKAGE
That Fits Your Budget & Needs
Credit Monitoring
Credit Hero Score-
Unlimited Access
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Reports and Scored From All 3 Credit Bureaus
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Dailey Monitoring Alerts You to Supsicious Activity
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Monthly Updates
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Identity Protection
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No Contract Cancel Anytime
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Learn to Reach Your Goals
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Required With Our Service
Credit Repair
Get Started for $199-
Credit Education 60 Minutes
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3 Bureau Audit-Analysis
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24/7 Client Portal Access
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Customer Service Support
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Monthly Updates
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Credit Building
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Couple Discount: $299 to get started and $179 a month
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Or a Onetime fee of $599 for 6 months of Credit Repair
Financial Coaching
Set Up Fee $49-
Financial Education
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1-on-1 Assigned Representative
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Financial Goals
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Monthly Updates
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Mint Services
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Personal Funds Tracking & Spending
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Money Back Guarantee if No Results in 90Days
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No Contract