It can happen in minutes. A data breach occurs, a hacker gains access to your personal identity and credit card data, and they begin using your information to open new credit and wreak havoc on your scores.
That’s why it’s so important to follow these three steps to help detect threats to your personal information as soon as possible:
1. Consistently monitor your financial accounts for unfamiliar transactions
2. Change usernames and passwords after data breaches
3. Keep an eye on your credit reports